SERVICES
Share (Savings) Accounts. Your “Share” account, maintained at a minimum of
$25.00, represents your partial ownership of the credit union. Your share account works just like a regular passbook
account, but as an owner, you earn competitive dividends.
It
pays to save at NJCCCU. You’ve worked
hard for your money; now it’s time to put your money to work for you. Set aside some of your income in a savings
account.
Deposit
your earnings in your savings account to start a ready-cash fund. Take advantage of our favorable interest
rates. If you want more information call
us at (636)321-0002, Ext. 41.
Open
an account for a newborn baby by bring in the birth
certificate within the first year of the child’s life. We will deposit $10.00 to start the
account. Children (8th grade
and younger) can become members of NJCCCU with an initial deposit of $10.00.
Your
credit union is one of your most affordable sources for low cost loans. Contact NJCCCU to see if we can help you when
you need extra cash. (636)321-0002, Ext. 42
A
share-secured loan uses your shares in the credit union as “collateral”. It is the easy way to keep the money in your
share account earning interest while you are using the funds from the
loan. Contact Julie at the Credit Union
for more details (636)321-0002, Ext. 42.
In a pinch for some extra cash? Is your home
is in need of some small repairs? Need to consolidate some high interest credit
cards? Did your computer quit?
Appliances burn out? Or planning a dream vacation? Don’t pay the department store high paying
interest. Come into the credit union for
an Unsecured (Signature) loan. Your signature is all that is needed to secure
this loan.
AUTO,
TRUCKS, MOTORCYCLES, AND BOATS
The
credit union can hold the title as security (collateral) on most autos, trucks,
motorcycles, and boats. If you are in
the market for a new or used car, truck, motorcycle or boat, come see us for
your financing needs. We have great used auto rates as well.
Loans
can be covered in the event of your death or permanent disability. This service can be provided at low cost to
members.
Credit Life Insurance - Make sure your loved ones are shielded from
financial woes with Member’s Choice term life insurance from CUNA mutual
Insurance Society, the leading writer of credit insurance in the world. This coverage will help reduce or pay off
your eligible loan if you die and protect your family from financial debt
during difficult times. The premium is
included in your loan payment. Ask about
Credit Life Insurance for your next loan.
Credit Disability Insurance – you can
rest easy knowing that Member’s Choice disability insurance can help keep your
family secure. This coverage will make
payments to reduce or pay of your eligible loan if an unexpected disability
puts you out of work. Getting credit
disability insurance is the simple, affordable way to protect yourself and your
loved ones. Ask about Member’s Choice
disability insurance for your next loan.
The
credit union is able to receive Automatic Clearing House (ACH) Direct Deposit
from member’s employers. Give us a call
for the routing number needed to set up your direct deposit.
VISA CREDIT CARDS
There
are lots of credit cards to choose from.
But when you want one from people you know and trust nothing rivals the
Visa Card from your credit union. After
all, nobody is more committed to offering you products that make your life
easier, and save you money.
Apply
today by phone, or via the Internet. It
takes just a few minutes to apply.
Simply pick up or call for an application from the credit union. Apply by phone at 1-888-415-6154, or visit www.myCUcard.com and apply online.
So
why settle for a credit card from just anybody?
Especially when our Visa offers you exceptional
savings, terrific convenience, and more. Every single
day.
We
provide a free notary service to all credit union members.